How to Lay-By at Ackermans

With Lay-Bye at Ackermans Store, you pay a 10% deposit and yay your lay-by over a three month period at any Ackermans store. You’ll need your original lay-by till slip. When you make your last payment you’ll also need your ID/driver’s license. Collect your items at the store where you started your lay-by. Payment can be made at any store using your lay-by slip or ID number as a reference.

Apply for Same Day Cash Loans Online

Lay-by goods shall remain the property of Ackermans until the final payment is made. This agreement may be terminated by the purchaser at any time prior to the expiry date, whereby Ackermans will refund the money already paid in full.

Should the agreement expire before full payment has been received, the purchaser will be entitled to a refund of the money already paid on an Ackermans Gift Card.

How to Check your Ackermans lay-by balance

    • In Store
    • Dialling *130*602# from your cell phone (for free)
    • Creating a Profile


Get a same day Cash Loan of up to R150 000 - Apply now

Loans of up to R150,000 to meet your needs. Fill out our easy application form now and experience the speed of LoansConnexion. No more waiting, no more stress.
Your security is our top priority. Rest assured that your personal information is encrypted and handled with the utmost care. Our secure, state-of-the-art technology protects your data from unauthorized access. We adhere to strict industry standards to ensure a safe and confidential lending experience for you. Your financial well-being is our commitment.