Capfin Direct is an online and USSD Self-service portal.As an existing Capfin Loans customer, you can apply for a loan by dialling *134*6454#By using this portal you can perform various functions, such as:
- Performing account management tasks
- Checking your outstanding balance
- Get a settlement quote or statement
- Update your personal details
- Apply for a loan
Loan amounts are available from a minimum of R500 to a maximum amount of R20 000. The loan amount that you get will be dependent on the outcome of your credit profile and payment behaviour.
Once you have been approved for the loan you can expect it to be paid into your account within 48 hours.
The new 1 month loan can be quite helpful when you need access to cash for a financial emergency. You can loan amounts from R500 to R4000 and there is no interest charged on this loan. There are also no monthly service fees charged.
What do you need for the Capfin Loan Application via SMS?
You need to have your valid South African ID nearby, as well as your latest 3 proof of income documents. You also need to have a valid South African bank account and a valid cell phone number.
Benefits of doing a Capfin Loan Application via SMS include not having to stand in long queues and not having to fill in too much paperwork.